The creditor shall have the burden of establishing by a preponderance of the evidence that the excess amount or other violation occurred as a result of an unintentional or bona fide error of computation. Source: SL 1974, ch 305 , § 16.
Proof of unintentional error
SDCL § 54-3A-23 — under CONSUMER INSTALLMENT SALES CONTRACTS.
SDCL § 54-3A-23