Requests for information and actions based on applicant's failure to meet insurer's underwriting requirements permissible

Nothing in § 58-11-44 prohibits an insurer or an insurer's representative from: (1) Requesting information from an applicant for the purpose of determining that applicant's insurability; or (2) Underwriting an application or declining coverage based upon that applicant's failure to meet the insurer's underwriting requirements. Source: SL 2011, ch 214 , § 2.