Sections 58-12-19 to 58-12-21 , inclusive, apply to any health insurer or health maintenance organization that issues health insurance coverage pursuant to chapters 58-17 , 58-18 , 58-18B , 58-37A , 58-38 , 58-39 , 58-40 , and 58-41 . Nothing in §§ 58-12-19 to 58-12-21 , inclusive, apply to disability income policies or certificates, accident only, credit health, workers' compensation, long - term care, medicare supplement, automobile medical payment, or other types of health insurance that are not medical expense policies or certificates. Nothing in §§ 58-12-19 to 58-12-21 , inclusive, grants a private right of action. Source: SL 2001, ch 273 , § 3.