Title 58 — INSURANCE
79 chapters · 3,532 sections in this title.
SDCL § 58-11A-1 Definitions
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Terms used in this chapter, unless the context otherwise clearly requires: (1) "Company" or "insurer," any life or health insurance company, fraternal benefit society, nonprofit health service corporation, nonprofit hospital service corporation, nonprofit medical service corporat…
SDCL § 58-11A-2 Policies subject to chapter
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This chapter applies to any policy delivered or issued for delivery in this state by any company on or after the date such forms must be approved under this chapter, but nothing in this chapter applies to: (1) Any policy which is a security subject to federal jurisdiction; (2) An…
SDCL § 58-11A-3 Reading ease--Printing--Style--Index or table of contents
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In addition to any other requirements of law, no policy forms, except as stated in § 58-11A-4 , may be delivered or issued for delivery in this state on or after the dates such forms must be approved under this chapter, unless: (1) The text achieves a minimum score of forty on th…
SDCL § 58-11A-4 Alternate reading ease tests
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Other reading tests may be approved by the director of the Division of Insurance for use as an alternative to the Flesch Reading Ease Tests if it is comparable in result to the Flesch Reading Ease Test. Source: SL 1981, ch 360 , § 4.
SDCL § 58-11A-5 Certificate concerning reading ease--Additional information--Evaluation of attachments to policy
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Filings subject to this chapter shall be accompanied by a certificate signed by an officer of the insurer stating that it meets the minimum reading ease score on the test used or stating that the score is lower than the minimum required by § 58-11A-3 but should be approved in acc…
SDCL § 58-11A-6 Variation of reading ease requirement--Grounds
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The director of the Division of Insurance may authorize a lower score than the Flesch Reading Ease Score required in § 58-11A-3 whenever, in his sole discretion, he finds that a lower score will provide a more accurate reflection of the readability of a policy form, is warranted …
SDCL § 58-11A-7 Other laws governing policy contents
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A policy form meeting the requirements of § 58-11A-3 shall be approved notwithstanding the provisions of any other laws which specify the content of policies if the policy form provides the policyholders and claimants protection not less favorable than they would be entitled to u…
SDCL § 58-11A-8 Dates after which policies must comply with this chapter--Extension
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Except as provided in § 58-11A-2 , this chapter applies to all policy forms filed on or after July 1, 1983. No policy form may be delivered or issued for delivery in this state on or after July 1, 1986, unless approved by the director of the Division of Insurance or permitted to …
SDCL § 58-11A-9 Law permitting issuance of policies after form on file for specified period
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Nothing in this chapter may be construed to negate any law of this state permitting the issuance of any policy form after it has been on file for the time period specified. Source: SL 1981, ch 360 , § 9.