19 chapters · 279 sections in this title.
SDCL § 54-15-10 Disclosure of process for placing and temporarily lifting security freeze or allowing limited access to information
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If a consumer requests a security freeze, the consumer reporting agency shall disclose the process of placing and temporarily lifting a freeze, and the process for allowing access to information from the consumer's credit report for a specific party or period of time while the fr…
SDCL § 54-15-11 Removal of security freeze--Request for removal
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A security freeze under § 54-15-4 shall remain in place until the consumer reporting agency receives a request from the consumer to remove the freeze. A consumer reporting agency shall remove a security freeze within three business days of receiving a request for removal from the…
SDCL § 54-15-12 Use of credit report by certain persons and entities not subject to chapter
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This chapter does not apply to the use of a consumer credit report by any of the following: (1) A person, or a subsidiary, affiliate, or agent of that person, or an assignee of a financial obligation owed by the consumer to that person or entity, or a prospective assignee of a fi…
SDCL § 54-15-13 Written confirmation of changes to report while security freeze in place
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If a security freeze is in place, a consumer reporting agency may not change any name, date of birth, social security number, or address in a consumer credit report without sending a written confirmation of the change to the consumer within thirty days of the change being posted …