Title 58 — INSURANCE
79 chapters · 3,532 sections in this title.
SDCL 32-3-1
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However, a vehicle not designed for travel on the public highway that is licensed is a motor vehicle for purposes of §
SDCL § 58-23-1 Action against insurer by injured party where execution returned unsatisfied
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All liability insurance policies issued in this state shall provide in substance that if an execution upon any final judgment in an action brought by the injured or by another person claiming, by, through, or under the injured, is returned unsatisfied, then an action may be maint…
SDCL § 58-23-2 Bankruptcy or insolvency of assured--Insurer not released from liability
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No liability insurance policy issued in this state shall contain any requirement for the payment of liability or loss under the policy, by the assured, but all such policies shall provide in substance that the bankruptcy or insolvency of the assured shall not release the insurer …
SDCL § 58-23-3 Tort liability of charitable institution--Insurer estopped from asserting charitable immunity defense
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Each policy issued to cover the liability of any charitable institution for negligence or any other tort shall contain a provision to the effect that the insurer shall be estopped from asserting, as a defense to any claim covered by said policy, that such institution is immune fr…
SDCL § 58-23-4 Primary and excess coverage on vehicle loaned by automobile service agency
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When an automobile insurance policy is in force for anyone engaged in the business of selling, repairing, servicing, storing, or parking motor vehicles and the person or organization allows the use of a vehicle with or without consideration to any other person or organization and…
SDCL § 58-23-5 Effective date of vehicle coverage provisions
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The provisions of § 58-23-4 shall apply only to policies and renewals having effective commencement dates subsequent to July 1, 1970. Any policy provisions used by automobile insurance companies in this state, subsequent to July 1, 1970, at variance with § 58-23-4 , shall be inte…
SDCL § 58-23-6 Supplemental automobile coverage--Definition of terms
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Terms used in §§ 58-23-6 to 58-23-8 , inclusive, mean: (1) "Automobile," a four - wheel passenger motor vehicle designed for use upon public roads, not operated for commercial use, and owned by a natural person. This definition includes trailers designed for use with such motor v…
SDCL § 58-23-7 Supplemental coverage to be offered with automobile liability policy
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No application for an automobile liability policy may be taken with respect to any automobile registered or principally garaged in this state unless the supplemental coverages set forth in § 58-23-8 are made available to the named insured. Source: SL 1971, ch 270 , § 2; SL 1972, …
SDCL § 58-23-8 Accident, disability, and medical benefits included in supplemental coverage
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Supplemental insurance coverages shall as a minimum include: (1) Accidental death benefits of at least ten thousand dollars payable upon the loss of life of the named insured which shall result directly from and independently of all other causes from bodily injury, other than sic…
SDCL § 58-23-9 Motor vehicle defined
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For the purposes of § 58-23-8 , the term, motor vehicle, means automobiles, motor trucks, motorcycles, and all vehicles propelled by power other than muscular power and designed primarily for travel on the public highway except traction engines, road rollers, farm wagons, freight…