A person shall not engage in the business of money transmission on behalf of a person not licensed under this chapter or not exempt pursuant to § 45-7-104. A person that engages in such activity provides money transmission to the same extent as if the person were a licensee, and is jointly and severally liable with the unlicensed or nonexempt person.
Unauthorized activities
Tenn. Code Ann. § 45-7-127, under Money Transmission Modernization Act.
Tenn. Code Ann. § 45-7-127