It is unlawful for any person to enter into a contract of insurance as a county mutual insurance company or transact insurance business in this state as a county mutual insurance company without a certificate of authority provided by the commissioner.
Unlawful to transact insurance business without certificate of authority
Tenn. Code Ann. § 56-22-104, under Tennessee County Mutual Insurance Company Act of 2006.
Tenn. Code Ann. § 56-22-104