Any contract that does not provide cash surrender benefits or does not provide death benefits at least equal to the minimum nonforfeiture amount prior to the commencement of any annuity payments shall include a statement in a prominent place in the contract that the benefits are not provided.
Disclosure of limited benefits
Tenn. Code Ann. § 56-36-109, under Standard Nonforfeiture Law for Individual Deferred Annuities.
Tenn. Code Ann. § 56-36-109