No agreement between the company and the policyholder or applicant for insurance shall be held to waive §§ 56-2-115, 56-7-312, 56-7-401, and 56-7-2309.
Certain provisions as to defaulted policies, loans and reserves cannot be waived
Tenn. Code Ann. § 56-7-313, under Life Insurance Policies.
Tenn. Code Ann. § 56-7-313