™Your Policy Risk Impact Agent
45,791 sections across 577 Texas regulatory chapters.
R.4 28 TAC §4.604 — INCONTESTABLE CLAUSE
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(a) The policy must provide that it will be incontestable not later than two years from its date as provided in Insurance Code § 1101.006 , concerning Incontestability. If a reinstatement is contested for misrepresentation, then no representation other than one causing the reinst…
R.4 28 TAC §4.603 — ENTIRE CONTRACT
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(a) The policy must provide that the policy, or policy and application, constitute the entire contract between the parties. Regardless of any statement to the contrary, the policy will be deemed incomplete if it attempts to incorporate by reference the provisions of any instrumen…
R.4 28 TAC §4.602 — GRACE PERIOD
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(a) The policy must provide for a grace period of at least one month for the payment of every premium after the first, during which period the policy must remain in full force and effect. If the grace period is expressed in days, at least 31 days of grace must be granted. (b) The…