Sec. 1201.057. INCORPORATION OF OR REFERENCE TO OTHER DOCUMENTS. (a) An individual accident and health insurance policy that provides that a portion of the charter, rules, constitution, or bylaws of the insurer are a part of the policy must state that portion fully in the policy. (b) An individual accident and health insurance policy may incorporate or refer to: (1) a statement of rates or classification of risks; or (2) a short-rate table filed with the department. Added by Acts 2003, 78th Leg., ch. 1274, Sec. 3, eff. April 1, 2005.