Sec. 95.001. DEPOSITS. (a) A savings bank may receive a deposit of money. (b) Money deposited in a savings bank may be withdrawn or paid on a check of the deposit account holder. (c) Unless the deposit contract expressly provides otherwise, a deposit must be payable on demand without notice. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.