™Your Policy Risk Impact Agent
386 chapters · 7,822 sections in this title.
Tex. Insurance Code § 1106.001 Applicability of Chapter
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Sec. 1106.001. APPLICABILITY OF CHAPTER. (a) This chapter applies to each individual life insurance policy issued to a resident of this state by an insurer authorized to engage in the business of insurance in this state, including a stipulated premium company and a fraternal bene…
Tex. Insurance Code § 1106.002 Reinstatement Required; Exception
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Sec. 1106.002. REINSTATEMENT REQUIRED; EXCEPTION. (a) On the lapse of an individual life insurance policy following the unintentional default in the payment of premiums caused by the mental incapacity of the insured, a person is entitled to have the policy reinstated under this c…
Tex. Insurance Code § 1106.003 Mental Incapacity Defined
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Sec. 1106.003. MENTAL INCAPACITY DEFINED. In this chapter, "mental incapacity" means a lack of the ability to: (1) understand and appreciate the nature and consequences of a decision regarding the failure to pay a premium when due; and (2) reach an informed decision in the matter…
Tex. Insurance Code § 1106.004 Diagnosis of Mental Incapacity Required
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Sec. 1106.004. DIAGNOSIS OF MENTAL INCAPACITY REQUIRED. For purposes of this chapter, mental incapacity must be: (1) established by the clinical diagnosis of a physician licensed in this state who is qualified to make the diagnosis; and (2) based on reasonable medical judgment. A…