Title IN, Insurance Code

Sec. 2153.052. ELIGIBILITY OF GROUP. (a) To be eligible for group marketing, a group must: (1) have existed for at least six months before the date the group automobile insurance is purchased; and (2) be organized for a purpose other than to become an insurance group under this c…

Sec. 2153.053. ELIGIBILITY OF GROUP MEMBER. A member of a group described by Section 2153.052 is eligible to participate in a group marketing plan if the member is: (1) in good standing with the group; (2) over 55 years of age; and (3) authorized to operate a motor vehicle in thi…

Sec. 2153.054. GUARANTEED ISSUE. (a) An insurer shall issue group automobile insurance: (1) on a guaranteed basis under a single insurance program; and (2) without individual underwriting selection or individual proof of insurability. (b) An insurer that issues group automobile i…

Sec. 2153.055. INSURER QUALIFICATIONS. To qualify to write group automobile insurance, an insurer: (1) must be authorized to engage in the business of automobile insurance in this state; (2) must also be engaged in the business of writing automobile insurance for independent indi…

Sec. 2153.056. VEHICLES COVERED. A group marketing plan must provide that a motor vehicle is eligible for group automobile insurance coverage only if the vehicle is owned by a group member or the member's spouse jointly or severally. Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2…

Sec. 2153.057. INDIVIDUAL POLICIES. An insurer shall issue an individual policy to each participating group member. Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.

Sec. 2153.058. GROUP PAYMENT OF PREMIUMS. An insurer shall provide group automobile insurance under an agreement under which the group periodically pays the premiums on the policies to the insurer. Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.

Sec. 2153.059. LIMITATIONS ON CANCELING INSURANCE. (a) An insurer may not cancel the insurance of a group member unless: (1) the member fails to pay the premiums; or (2) the insurance for the entire group is canceled. (b) An insurer that cancels insurance under Subsection (a) sha…

Sec. 2153.101. MAINTENANCE OF RECORDS. An insurer that writes insurance under a group marketing plan shall maintain separate experience data on the group marketing plan business, including complete records of premium income, losses, and expenses, so that the experience may be fai…

Sec. 2153.102. RATES. Rates for group automobile insurance are determined in the manner provided by Chapter 2251 and Article 5.13-2, to the extent that those laws apply. Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.

Sec. 2153.103. POLICY FORMS. An insurer that writes group automobile insurance shall use policy forms: (1) prescribed by the commissioner and authorized for use by Section 2301.052(b); or (2) filed and in effect as provided by Section 2301.052(a). Added by Acts 2005, 79th Leg., C…