™Your Policy Risk Impact Agent
386 chapters · 7,822 sections in this title.
Tex. Insurance Code § 559.052 Prohibited Use of Credit Information
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Sec. 559.052. PROHIBITED USE OF CREDIT INFORMATION. (a) An insurer may not: (1) use a credit score that is computed using factors that constitute unfair discrimination; (2) deny, cancel, or nonrenew a policy of personal insurance solely on the basis of credit information without …
Tex. Insurance Code § 559.053 Disclosure To Consumer Regarding Use of Credit Scoring
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Sec. 559.053. DISCLOSURE TO CONSUMER REGARDING USE OF CREDIT SCORING. (a) An insurer that uses credit scoring in the underwriting or rating of insurance subject to this chapter shall disclose to each applicant for insurance coverage that the applicant's credit report may be used …
Tex. Insurance Code § 559.054 Notice of Action Resulting In Adverse Effect
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Sec. 559.054. NOTICE OF ACTION RESULTING IN ADVERSE EFFECT. (a) If, based in whole or in part on information contained in a credit report, an insurer takes an action resulting in an adverse effect with respect to an applicant for insurance coverage or insured, the insurer shall p…
Tex. Insurance Code § 559.055 Dispute Resolution; Error Correction
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Sec. 559.055. DISPUTE RESOLUTION; ERROR CORRECTION. (a) If it is determined through the dispute resolution process established under Section 611(a)(5), Fair Credit Reporting Act (15 U.S.C. Section 1681i), as amended, that the credit information of a current insured was inaccurate…