31A-21-101. Scope of Chapters 21 and 22.
(1) Except as provided in Subsectionsthrough, this chapter and, apply to all insurance policies, applications, and certificates: (2) (6) Chapter 22, Contracts in Specific Lines delivered or issued for delivery in this state; on property ordinarily located in this state; on persons residing in this state when the policy is issued; or on business operations in this state.
(2) This chapter and, do not apply to: Chapter 22, Contracts in Specific Lines an exemption provided in Section; 31A-1-103 an insurance policy procured under Sectionsand; 31A-15-103 31A-15-104 an insurance policy on business operations in this state: if: the contract is negotiated primarily outside this state; and the operations in this state are incidental or subordinate to operations outside this state; and except that insurance required by a Utah statute shall conform to the statutory requirements; or other exemptions provided in this title.
(3) Sections,,, Subsectionsand, and Sections,,, andapply to ocean marine and inland marine insurance. 31A-21-102 31A-21-103 31A-21-104 31A-21-107(1) (3) 31A-21-306 31A-21-308 31A-21-312 31A-21-314 Sectionapplies to inland marine insurance that is written according to manual rules or rating plans. 31A-21-201 Inland marine insurance that includes accident and health insurance is subject to. Chapter 22, Contracts in Specific Lines
(4) A group insurance policy or a blanket insurance policy is subject to this chapter and, except: Chapter 22, Contracts in Specific Lines a group insurance policy outside the scope of this title under Subsection; 31A-1-103(3)(h) a blanket insurance policy outside the scope of this title under Subsection; and 31A-1-103(3)(h) other exemptions provided under Subsection. (5)
(5) The commissioner may by rule exempt any class of insurance contract or class of insurer from any or all of the provisions of this chapter and, if the interests of the Utah insureds, creditors, or the public would not be harmed by the exemption. Chapter 22, Contracts in Specific Lines
(6) Workers' compensation insurance is subject to this chapter and. Chapter 22, Contracts in Specific Lines
(7) Unless clearly inapplicable, any provision of this chapter or, applicable to either a policy or a contract is applicable to both. Chapter 22, Contracts in Specific Lines