Prohibition on single premium credit life insurance.

Utah Code § 61-2d-107, under Chapter 61-2d: Utah High Cost Home Loan Act.

Utah Code § 61-2d-107

61-2d-107. Prohibition on single premium credit life insurance.

A borrower credit transaction involving a high-cost mortgage may not include:

(1) the offer or sale of any insurance policy, on a single premium or single fee basis, that insures, guarantees, or indemnifies the repayment of the outstanding balance of the loan against: death; illness; accident; disability; or unemployment of the borrower; or

(2) debt cancellation or a debt suspension agreement.