Remedies for secured party's failure to comply with chapter.

Utah Code § 70A-9a-625, under Part 70A-9a-6: Default.

Utah Code § 70A-9a-625

70A-9a-625. Remedies for secured party's failure to comply with chapter.

(1) If it is established that a secured party is not proceeding in accordance with this chapter, a court may order or restrain collection, enforcement, or disposition of collateral on appropriate terms and conditions.

(2) Subject to Subsections,, and, a person is liable for damages in the amount of any loss caused by a failure to comply with this chapter. Loss caused by a failure to comply may include loss resulting from the debtor's inability to obtain, or increased costs of, alternative financing. (3) (4) (5)

(3) Except as otherwise provided in Section: 70A-9a-628 a person that, at the time of the failure, was a debtor, was an obligor, or held a security interest in or other lien on the collateral may recover damages under Subsectionfor its loss; and (2) if the collateral is consumer goods, a person that was a debtor or a secondary obligor at the time a secured party failed to comply with this part may recover for that failure in any event an amount not less than the credit service charge plus 10% of the principal amount of the obligation or the time-price differential plus 10% of the cash price.

(4) A debtor whose deficiency is eliminated under Sectionmay recover damages for the loss of any surplus. However, a debtor or secondary obligor whose deficiency is eliminated or reduced under Sectionmay not otherwise recover under Subsectionfor noncompliance with the provisions of this part relating to collection, enforcement, disposition, or acceptance. 70A-9a-626 70A-9a-626 (2)

(5) In addition to any damages recoverable under Subsection, the debtor, consumer obligor, or person named as a debtor in a filed record, as applicable, may recover $500 in each case from a person that: (2) fails to comply with Section; 70A-9a-208 fails to comply with Section; 70A-9a-209 files a record that the person is not entitled to file under Subsection; 70A-9a-509(1) fails to cause the secured party of record to file or send a termination statement as required by Subsectionor; 70A-9a-513(1) (3) fails to comply with Subsectionand whose failure is part of a pattern, or consistent with a practice, of noncompliance; or 70A-9a-616(2)(a) fails to comply with Subsection. 70A-9a-616(2)(b)

(6) A debtor or consumer obligor may recover damages under Subsectionand, in addition, $500 in each case from a person that, without reasonable cause, fails to comply with a request under Section. A recipient of a request under Sectionwhich never claimed an interest in the collateral or obligations that are the subject of a request under that section has a reasonable excuse for failure to comply with the request within the meaning of this Subsection. (2) 70A-9a-210 70A-9a-210 (6)

(7) If a secured party fails to comply with a request regarding a list of collateral or a statement of account under Section, the secured party may claim a security interest only as shown in the list or statement included in the request as against a person that is reasonably misled by the failure. 70A-9a-210