57-28-205. Costs and repayment.
A lender may collect the following charges and fees in connection with the origination of a reverse mortgage:
(1) the actual expenses that the lender incurs in originating and closing the reverse mortgage, including a mortgage broker's fee if the mortgage broker and the lender do not share any pecuniary interests; and
(2) the actual amount that the lender paid for:
(a) a recording fee;
(b) a credit report;
(c) a survey, if required by the lender or the borrower;
(d) a title examination;
(e) the lender's title insurance; and
(f) an initial appraisal of the real property that secures the reverse mortgage.