Title 13, Title 13: Commerce and Trade

13-45-203. Exceptions. (1) Notwithstanding Section, a consumer reporting agency may furnish a consumer's credit report to a third party if: 13-45-201 the purpose of the credit report is to: use the credit report for purposes permitted under 15 U.S.C. Sec. 1681b(c); or review the …

13-45-204. Fees for security freeze. (1) A consumer reporting agency may not charge a fee for placing, removing, or temporarily removing a security freeze. (2) A consumer reporting agency may not charge a fee to download or install a mobile application through which a person plac…

13-45-205. Changes to information in a credit report subject to a security freeze. (1) If a credit report is subject to a security freeze, a consumer reporting agency shall notify the consumer who is the subject of the credit report within 30 days if the consumer reporting agency…

13-45-301. Protection of personal information. (1) Except as allowed by other law, a person may not display a Social Security number in a manner or location that is likely to be open to public view. (2) The state, or a branch, agency, or political subdivision of the state, may no…

13-45-401. Enforcement -- Confidentiality agreement -- Penalties. (1) The attorney general may enforce the provisions of this chapter. (2) A person who violates a provision of this chapter is subject to a civil fine of: no greater than $2,500 for a violation or series of violatio…

13-45-501. Title. This part is known as "Credit Report Protection for Minors."

13-45-502. Definitions. As used in this part, "security freeze" means: (1) if a consumer reporting agency does not have a file that pertains to a protected consumer, a restriction that: is placed on the protected consumer's record in accordance with this part; and except as other…

13-45-503. Applicability. This part does not apply to the use of a protected consumer's credit report or record by: (1) a person administering a credit file monitoring subscription service to which: the protected consumer has subscribed; or the protected consumer's representative…

13-45-504. Security freeze for protected consumer. (1) A consumer reporting agency shall place a security freeze for a protected consumer if: the consumer reporting agency receives a request from the protected consumer's representative for the placement of the security freeze; an…

13-45-505. Removal of security freeze for protected consumer. (1) To remove a security freeze that is placed under this part, the protected consumer's representative or the consumer who is subject to a protected consumer security freeze shall: submit a request for the removal of …

13-45-506. Fees. (1) Except as provided in Subsection, a consumer reporting agency may not charge a fee for any service performed under this part. (2) (2) A consumer reporting agency may charge a reasonable fee, which does not exceed $5, for each placement or removal of a securit…

13-45-601. Consumer reporting agency -- Prohibitions. (1) Except as provided in Subsection (2), a consumer reporting agency may not report information relating to: an arrest not resulting in a conviction; a criminal charge not resulting in a conviction; an expunged conviction; or…