Title 31A, Title 31A: Insurance Code

31A-22-1503. Motorboat liability policy minimum limits. Policies containing motorboat liability coverage may not limit the insurer's liability under that coverage below the following: (1) $25,000 because of liability for bodily injury to or death of one person, arising out of the…

31A-22-1504. Mandatory coverage. (1) A rental company shall provide its renters with primary coverage meeting the requirements of. Title 73, Chapter 18c, Financial Responsibility of Motorboat Owners and Operators Act (2) All coverage shall include primary defense costs and may no…

31A-22-1601. Title. This part is known as the "Genetic Testing Restrictions on Insurers Act."

31A-22-1602. Genetic testing restrictions. Except as provided under Section, with respect to a matter related to genetic testing and private genetic information, an insurer shall comply with the applicable provisions of, including Section.

31A-22-1701. Title -- Scope of part. (1) This part is known as the "Property and Casualty Certificate of Insurance Act." (2) Except as provided in Subsection, this part applies to a certificate of insurance issued on or after May 10, 2011, as evidence of insurance coverage on pro…

31A-22-1702. Definitions. Notwithstanding Section, as used in this part: (1) "Certificate holder" means a person who: requests, obtains, or possesses a certificate of insurance; and is not a policyholder. (2) "Certificate of insurance" means a document that is prepared for or iss…

31A-22-1703. Filing of form. (1) Notwithstanding Section, a person may not: 31A-21-201 prepare, issue, or request the issuance of a certificate of insurance unless the certificate of insurance form is filed with the commissioner; or modify a filed certificate of insurance form un…

31A-22-1704. Scope of certificate of insurance. (1) A certificate of insurance is not an insurance policy and does not affirmatively or negatively amend, extend, or alter the coverage afforded by an insurance policy to which a certificate of insurance refers. (2) A certificate of…

31A-22-1705. False or misleading practices. (1) A person may not knowingly request or require the issuance of a certificate of insurance from an insurer, insurance producer, or policyholder that contains false or misleading information concerning an insurance policy to which the …

31A-22-1706. Notice of cancellation, nonrenewal, or material change. (1) A certificate holder only has a right to a notice of cancellation, nonrenewal, a material change, or to a similar notice if the certificate holder has rights to the notice under the terms of the insurance po…

31A-22-1707. Enforcement -- Rulemaking. (1) A certificate of insurance or other document that is prepared, issued, or requested in violation of this part is void. (2) The commissioner may bring action in accordance with Sectionand, for a violation of this part. 31A-2-308 Title 63…

31A-22-1801. Title. This part is known as the "Portable Electronics Insurance Act."

31A-22-1802. Definitions. As used in this part: (1) "Customer" means a person who purchases portable electronics. (2) "Enrolled customer" means a customer who elects coverage under a portable electronics insurance policy issued to a vendor of portable electronics. (3) "Location" …

31A-22-1803. Licensure required. (1) Subject to Subsectionand Section, a vendor is required to hold a portable electronics limited lines license to sell or offer coverage under a portable electronics insurance policy. 31A-22-1804(2) 31A-23a-103 (2) A portable electronics limited …

31A-22-1804. Application for license and fees. (1) To obtain or renew a portable electronics insurance limited lines license under this part, a person shall: file with the department an application for a portable electronics limited lines license on forms and in the manner the co…

31A-22-1805. Employees and authorized representatives of a vendor. (1) An employee or authorized representative of a vendor may sell or offer portable electronics insurance to a customer and is not subject to licensure as an insurance producer under this title if: the vendor obta…

31A-22-1806. Penalties. Notwithstanding Section, if a vendor or the vendor's employee or authorized representative violate this part, the commissioner may do any of the following in accordance with: (1) impose a fine not to exceed: $2,500 per violation by a licensed individual; o…

31A-22-1807. Requirements for sale of portable electronics insurance -- Policy provides primary coverage. (1) At each location where a vendor offers portable electronics insurance to a customer, the vendor shall make available to a prospective customer written materials that: dis…

31A-22-1808. Termination of or changes to portable electronics insurance. Notwithstanding any other provision of law: (1) An insurer may terminate or otherwise change the terms and conditions of a policy of portable electronics insurance only upon providing the policyholder and e…

31A-22-1809. Billing. (1) A vendor may bill and collect the premium for portable electronics insurance coverage. (2) Any charge to an enrolled customer for portable electronics insurance coverage that is not included in the cost associated with the purchase or lease of portable e…

31A-22-1810. Applicability. This part is not applicable to a loan or lease originated by a federally insured depository institution, or a subsidiary or affiliate of a federally insured depository institution, or originated by any other entity as part of a plan to sell or assign a…

31A-22-1901. Title. This part is known as the "Unclaimed Life Insurance and Annuity Benefits Act."

31A-22-1902. Definitions. As used in this part: (1) "Administrator" means the same as that term is defined in Section. 67-4a-102 (2) "Asymmetric conduct" means an insurer's use of the death master file or other similar database before July 1, 2015, in connection with searching fo…

31A-22-1903. Insurer conduct. (1) An insurer shall perform a comparison of its insureds' in-force policies, contracts, and retained asset accounts against a death master file, on at least a semi-annual basis, by using the full death master file once and thereafter using the death…

31A-22-2002. Definitions. As used in this part: (1) "Limited long-term care" means coverage: for less than 12 consecutive months for each covered person; on an expense-incurred, indemnity, prepaid or other basis; and for one or more necessary or medically necessary diagnostic, pr…

31A-22-2006. Rulemaking. In accordance with, the commissioner may make rules: (1) establishing minimum standards for limited long-term care insurance; (2) prescribing the content and a standard format, including style, arrangement, and overall appearance of an outline of coverage…

31A-22-201. Required provisions of liability insurance policies. Every liability insurance policy shall provide that the bankruptcy or insolvency of the insured may not diminish any liability of the insurer to third parties, and that if execution against the insured is returned u…

31A-22-202. Protection of third-party claimants. (1) An insurance contract insuring against loss or damage through legal liability for the bodily injury or death by accident of any person, or for damage to the property of any person, may not be retroactively abrogated to the detr…

31A-22-203. Notice and proof of loss. Sectionapplies to the notice required under liability policies. Subsectionmay not be construed to extend the normal provisions of any claims-made coverage that required notice of an occurrence or claim prior to the expiration of the policy fo…

31A-22-204. Restriction on limitation of coverage. No insurer may limit coverage under a policy insuring against legal liability to claims that are first made against the insured while the policy is in force, unless the policy contains on the cover page, a conspicuous statement t…

31A-22-205. Applicability of restatement of law. (1) A restatement of the law of liability insurance is not the law or public policy of this state if the statement of law is inconsistent or in conflict with: the Constitution of the United States; the Utah Constitution; a state st…

31A-22-301. Definitions. As used in this part: (1) "Motor vehicle" means the same as that term is defined in Section. 41-6a-102 For purposes of this chapter, "motor vehicle" includes a street-legal all-terrain vehicle. (2) "Motor vehicle business" means a motor vehicle sales agen…

31A-22-302. Required components of motor vehicle insurance policies -- Exceptions. (1) Every policy of insurance or combination of policies purchased to satisfy the owner's or operator's security requirement of Sectionshall include: 41-12a-301 motor vehicle liability coverage und…

31A-22-302.5. Named driver exclusions. (1) A policy of personal lines insurance or combination of personal lines policies purchased to satisfy the owner's or operator's security requirement under Sectionmay specifically exclude from coverage: 41-12a-301 a person who is a resident…

31A-22-303. Motor vehicle liability coverage. (1) In addition to complying with the requirements of, and, a policy of motor vehicle liability coverage under Subsectionshall: Chapter 21, Insurance Contracts in General Part 2, Liability Insurance in General 31A-22-302(1)(a) name th…

31A-22-304. Motor vehicle liability policy minimum limits. (1) A policy issued or renewed on or before December 31, 2024, containing motor vehicle liability coverage may not limit the insurer's liability under that coverage below the following: $25,000 because of liability for bo…

31A-22-305. Uninsured motorist coverage. (1) As used in this section, "covered persons" includes: the named insured; for a claim arising on or after May 13, 2014, the named insured's dependent minor children; persons related to the named insured by blood, marriage, adoption, or g…

31A-22-305.3. Underinsured motorist coverage. (1) As used in this section: "Covered person" means the same as that term is defined in Section. 31A-22-305 "Underinsured motor vehicle" includes a motor vehicle, the operation, maintenance, or use of which is covered under a liabilit…

31A-22-305.5. Uninsured motorist property damage coverage -- Coverage limitations. (1) At the request of the named insured, every motor vehicle liability policy of insurance under Sectionsandor combination of policies purchased to satisfy the owner's or operator's security requir…

31A-22-306. Personal injury protection. Personal injury protection under Subsectionprovides the coverages and benefits described under Sectionto persons described under Section, but is subject to the limitations, exclusions, and conditions set forth in Section.

31A-22-307. Personal injury protection coverages and benefits. (1) Personal injury protection coverages and benefits include: up to the minimum amount required coverage of not less than $3,000 per person, the reasonable value of all expenses for necessary: medical services; surgi…

31A-22-308. Persons covered by personal injury protection. The following may receive benefits under personal injury protection coverage: (1) the named insured, when injured in an accident involving any motor vehicle, regardless of whether the accident occurs in this state, the Un…

31A-22-309. Limitations, exclusions, and conditions to personal injury protection. (1) A person who has or is required to have direct benefit coverage under a policy that includes personal injury protection may not maintain a cause of action for general damages arising out of per…

31A-22-310. Assigned risk plan. (1) After consultation with insurers authorized to issue policies containing the provisions specified under Section, the insurance commissioner shall approve a reasonable plan for the equitable apportionment among the insurers of applicants for tho…

31A-22-311. Definitions. As used in Sectionsand: (1) "Authorized driver" means the person to whom the vehicle is rented and includes: the spouse of the person renting the vehicle if the spouse is a licensed driver satisfying the rental company's minimum age requirement; the emplo…

31A-22-312. Liability for collision damage -- No security required -- No waiver -- Section inapplicable to rental companies disclosing charges. (1) No rental company may, in rental agreements of 30 continuous days or less, hold any authorized driver liable for any damage except w…