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8 chapters · 76 sections in this title.
Utah Code § 70C-3-101 Prepayment of debt.
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70C-3-101. Prepayment of debt. (1) As used in this section: "Prepaid finance charge" means the same as that term is defined in 12 C.F.R. Sec. 1026.2. "Prepayment penalty" means a contingent fee that a creditor assesses against a debtor for paying all or any portion of an outstand…
Utah Code § 70C-3-102 Balloon payment.
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70C-3-102. Balloon payment. If any scheduled payment of a closed-end consumer credit debt is more than twice as large as the average of all earlier scheduled payments, the debtor has the right to refinance the amount of that payment at the time it is due if the creditor is still …
Utah Code § 70C-3-103 Delinquency charges -- Conversion of account.
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70C-3-103. Delinquency charges -- Conversion of account. (1) With respect to a closed-end loan, a delinquency charge may not be assessed on a payment that is a payment in full for the scheduled installment period solely because of an unpaid delinquency charge relating to an earli…
Utah Code § 70C-3-104 Class actions.
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70C-3-104. Class actions. (1) In accordance with this section, a creditor may contract with the debtor of a closed-end consumer contract for a waiver by the debtor of the right to initiate or participate in a class action related to the closed-end consumer contract. (2) To contra…