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8 chapters · 76 sections in this title.
Utah Code § 70C-4-101 Minimum billing cycle charge.
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70C-4-101. Minimum billing cycle charge. If there is an unpaid balance in an open-end account on the date the finance charge is applied, the creditor may assess a minimum charge.
Utah Code § 70C-4-102 Change of terms of open-end consumer credit contracts.
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70C-4-102. Change of terms of open-end consumer credit contracts. (1) For purposes of this section, "change" includes to add, delete, or otherwise change a term of an open-end consumer credit contract. (2) Notwithstanding Section, a creditor may change any written term of an open…
Utah Code § 70C-4-103 Finance charge for open-end accounts.
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70C-4-103. Finance charge for open-end accounts. With respect to an open-end consumer credit contract, a finance charge may only be calculated during any particular billing cycle on the basis of either: (1) the average or actual daily balance of the account; or (2) the unpaid bal…
Utah Code § 70C-4-104 Redundant delinquency charges prohibited.
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70C-4-104. Redundant delinquency charges prohibited. With respect to an open-end account, no delinquency charge may be assessed on a payment that is otherwise a payment in full for the applicable period solely because of an unpaid delinquency charge relating to an earlier install…