Failure to comply with chapter—Application of consumer protection act.

(1) If a plaintiff in an action to which this chapter applies fails to comply with any requirement of this chapter, the court may deny the plaintiff's motion for default or default judgment and may on motion of a party or on the court's own motion issue a notice that the court will dismiss the case without prejudice unless, within 30 days following the sending to the plaintiff of such notice of intent to dismiss, the plaintiff submits for filing an amended complaint that complies with this chapter.(2) The commission or facilitation of an act or practice in violation of this chapter by a person who holds purchased debt or any affiliate while attempting to collect purchased debt are declared to be unfair acts or practices or unfair methods of competition in the conduct of trade or commerce for the purpose of the application of the consumer protection act found in chapter 19.86 RCW. In addition, violations of this chapter while attempting to collect purchased debt shall subject the person who holds purchased debt or any affiliate to the penalty in RCW 19.16.450.[ 2026 c 107 s 7.]Notes:Effective date—2026 c 107: See note following RCW 4.74.900.