115 chapters · 1,503 sections in this title.
RCW 19.134.010 Definitions.
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As used in this chapter: (1) "Collection agency" has the same meaning as in RCW 19.16.100. (2) "Communication" means the conveyance of any information regarding a debt, credit record, credit history, or credit rating, including submitting a dispute or requesting information, dire…
RCW 19.134.020 Prohibited conduct.
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(1) A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit services organization may not do any of the following: (a) Charge or receive any money or other valuable considerati…
RCW 19.134.030 Surety bond and trust account—Exception to requirement.
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If a credit services organization is in compliance with *RCW 19.134.020(1), the salesperson, agent, or representative who sells the services of that organization is not required to obtain a surety bond and establish a trust account. [ 1986 c 218 s 4.] Notes: *Reviser's note: RCW …
RCW 19.134.040 Information statement—Prerequisite to contract or payment—File maintained.
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Before the execution of a contract or agreement between the consumer and a credit services organization or before the receipt by the credit services organization of any money or other valuable consideration, whichever occurs first, the credit services organization shall provide t…