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115 chapters · 1,503 sections in this title.
RCW 19.265.010 Definitions.
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The definitions in this section apply throughout this chapter unless the context clearly requires otherwise. (1) "Borrower" means a taxpayer who receives the proceeds of a refund anticipation loan. (2) "Department" means the department of financial institutions. (3) "Director" me…
RCW 19.265.020 Registration of facilitators.
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(1) No person may individually, or in conjunction or cooperation with another person act as a facilitator unless that person is: (a) A tax preparer or works for a person that engages in the business of tax preparation; (b) Accepted by the internal revenue service as an authorized…
RCW 19.265.030 Required disclosure.
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(1) For all refund anticipation loans, a facilitator must provide clear disclosure to the borrower prior to the borrower's completion of the application. The disclosure must contain the following: (a) The refund anticipation loan fee schedule; and (b) A written statement, in a mi…
RCW 19.265.040 Borrower may rescind loan—Manner.
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A borrower may rescind a loan, on or before the close of business on the next day of business, by either returning the original check issued for the loan or providing the amount of the loan in cash to the lender or the facilitator. The facilitator may not charge the borrower a fe…
