Title 48 — Title 48 INSURANCE
101 chapters · 2,134 sections in this title.
RCW 48.205.010 Application.
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(1) The requirements of this chapter shall apply to pet insurance policies that are issued to any resident of this state, are sold, solicited, negotiated, or offered in this state, and policies or certificates that are delivered or issued for delivery in this state.(2) All other …
RCW 48.205.020 Definitions.
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The definitions in this section apply throughout this chapter unless the context clearly requires otherwise.(1) "Chronic condition" means a condition that can be treated or managed, but not cured.(2) "Congenital anomaly" and "congenital disorder" mean a condition that is present …
RCW 48.205.030 Definitions—Usage.
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(1) If a pet insurer uses any of the terms in RCW 48.205.020 in a policy of pet insurance, the pet insurer shall use the definition of each of those terms as set forth in RCW 48.205.020 and include the definition of the terms in the policy. The pet insurer shall also make the def…
RCW 48.205.040 Policy disclosures—Returns.
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(1) A pet insurer transacting pet insurance shall disclose the following to consumers:(a) If the policy excludes coverage due to any of the following:(i) A preexisting condition;(ii) A hereditary disorder;(iii) Either a congenital anomaly or a congenital disorder, or both; or(iv)…
RCW 48.205.050 Exclusions—Waiting periods—Requirements.
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(1) A pet insurer may issue policies that exclude coverage on the basis of one or more preexisting conditions with appropriate disclosure to the consumer. The pet insurer has the burden of proving that the preexisting condition exclusion applies to the condition for which a claim…
RCW 48.205.060 Wellness programs—Marketing—Requirements.
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(1) A pet insurer and insurance producer may not:(a) Market a wellness program as pet insurance; or(b) Market a wellness program during the sale, solicitation, or negotiation of pet insurance.(2) If a wellness program is sold by either a pet insurer or an insurance producer, or b…
RCW 48.205.070 Insurance producers—Training.
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(1) An insurance producer may not sell, solicit, or negotiate a pet insurance product until after the producer is appropriately licensed and has completed the required training identified in subsection (3) of this section.(2) An insurer shall ensure that its producers are trained…
RCW 48.205.080 Rules.
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The insurance commissioner may adopt rules as necessary to implement and administer this chapter.[ 2023 c 42 s 8.]Notes:Effective date—2023 c 42: See note following RCW 48.205.010.