Title 48 — Title 48 INSURANCE
101 chapters · 2,134 sections in this title.
RCW 48.22.005 Definitions.
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Unless the context clearly requires otherwise, the definitions in this section apply throughout this chapter.(1) "Automobile" means a passenger car as defined in RCW 46.04.382 registered or principally garaged in this state other than:(a) A farm-type tractor or other self-propell…
RCW 48.22.020 Assigned risk plans.
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The commissioner shall after consultation with the insurers licensed to write motor vehicle liability insurance in this state, approve a reasonable plan or plans for the equitable apportionment among such insurers of applicants for such insurance who are in good faith entitled to…
RCW 48.22.030 Underinsured, hit-and-run, phantom vehicle coverage to be provided—Purpose—Definitions—Exceptions—Conditions—Deductibles—Information on motorcycle or motor-driven cycle coverage—Intended victims.
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(1) "Underinsured motor vehicle" means a motor vehicle with respect to the ownership, maintenance, or use of which either no bodily injury or property damage liability bond or insurance policy applies at the time of an accident, or with respect to which the sum of the limits of l…
RCW 48.22.040 Underinsured motor vehicle coverage where liability insurer is insolvent—Extent of coverage—Rights of insurer upon making payment.
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(1) The term "underinsured motor vehicles" with reference to coverage offered under any insurance policy regulated under this chapter shall, subject to the terms and conditions of such coverage, be deemed to include an insured motor vehicle where the liability insurer thereof is …
RCW 48.22.050 Market assistance plans.
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The commissioner shall by regulation require insurers authorized to write casualty insurance in this state to form a market assistance plan to assist persons and other entities unable to purchase casualty insurance in an adequate amount from either the admitted market or nonadmit…
RCW 48.22.060 Debt and financing coverage.
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Every insurer that writes collision and comprehensive coverage for loss or damage to "private passenger automobiles" or "motor homes," as those terms are defined in RCW 48.18.297 and 46.04.305, respectively, shall provide, upon the insured's request, coverage that will pay, in th…
RCW 48.22.070 Longshoreman's and harbor worker's compensation coverage—Rules—Plan creation.
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(1) The commissioner shall adopt rules establishing a reasonable plan to insure that workers' compensation coverage as required by the United States longshore and harbor workers' compensation act, 33 U.S.C. Secs. 901 through 950, and maritime employer's liability coverage inciden…
RCW 48.22.080 Health care liability risk management training program.
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Effective July 1, 1994, a casualty insurer's issuance of a new medical malpractice policy or renewal of an existing medical malpractice policy to a physician or other independent health care practitioner shall be conditioned upon that practitioner's participation in, and completi…
RCW 48.22.085 Automobile liability insurance policy—Optional coverage for personal injury protection—Rejection by insured.
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(1) No new automobile liability insurance policy or renewal of such an existing policy may be issued unless personal injury protection coverage is offered as an optional coverage.(2) A named insured may reject, in writing, personal injury protection coverage and the requirements …
RCW 48.22.090 Personal injury protection coverage—Exceptions.
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An insurer is not required to provide personal injury protection coverage to or on behalf of:(1) A person who intentionally causes injury to himself or herself;(2) A person who is injured while participating in a prearranged or organized racing or speed contest or in practice or …
RCW 48.22.095 Automobile insurance policies—Minimum personal injury protection coverage.
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(1) Insurers providing automobile insurance policies must offer minimum personal injury protection coverage for each insured with benefit limits as follows:(a) Medical and hospital benefits of ten thousand dollars;(b) A funeral expense benefit of two thousand dollars;(c) Income c…
RCW 48.22.100 Automobile insurance policies—Personal injury protection coverage—Request by named insured—Benefit limits.
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If requested by a named insured, an insurer providing automobile liability insurance policies must offer personal injury protection coverage for each insured with benefit limits as follows:(1) Medical and hospital benefits of thirty-five thousand dollars;(2) A funeral expense ben…
RCW 48.22.105 Rule making.
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The commissioner may adopt such rules as are necessary to implement RCW 48.22.005 and 48.22.085 through 48.22.100.[ 1993 c 242 s 9.]Notes:Severability—1993 c 242: See note following RCW 48.22.005.
RCW 48.22.110 Vendor single-interest or collateral protection coverage—Definitions.
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Unless the context clearly requires otherwise, the definitions in this section apply throughout this section and RCW 48.22.115 through 48.22.135.(1) "Borrower" means a person who receives a loan or enters into a retail installment contract under chapter 63.14 RCW to purchase a mo…
RCW 48.22.115 Vendor single-interest or collateral protection coverage—Warning.
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In a contract or loan agreement, or on a separate document accompanying the contract or loan agreement and signed by the borrower, that provides financing for a motor vehicle or vessel and authorizes a secured party to purchase vendor single interest or collateral protection cove…
RCW 48.22.120 Vendor single-interest or collateral protection coverage—Final notice and warning—No requirement to purchase—Effective date of coverage.
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(1) A secured party shall not impose charges, that may include but are not limited to interest, finance, and premium charges, on a borrower for vendor single interest or collateral protection coverage for the motor vehicle or vessel as provided in subsection (2) of this section u…
RCW 48.22.125 Vendor single-interest or collateral protection coverage—Cancellation when borrower has obtained insurance—Interest rate for financing.
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(1) The secured party shall cancel vendor single interest or collateral protection coverage charged to the borrower effective the date of receipt of proper evidence from the borrower that the borrower has obtained insurance to protect the secured party's interest. Proper evidence…
RCW 48.22.130 Vendor single-interest or collateral protection coverage—Canceled or discontinued—Premium refund.
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If vendor single interest or collateral protection coverage is canceled or discontinued under RCW 48.22.125 (1) or (2), the amount of unearned premium must be refunded to the borrower. At the option of the secured party, this refund may take the form of a credit against the borro…
RCW 48.22.135 Vendor single-interest or collateral protection coverage—Application.
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The failure of a secured party prior to January 1, 1995, to provide notice as contemplated in this chapter, or otherwise to administer a vendor single interest or collateral protection coverage program in a manner similar to that required under this chapter, shall not be admissib…
RCW 48.22.140 Driver's license suspension for nonpayment of child support—Exclusion of unlicensed driver from insurance coverage not applicable—Notation in driving record.
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In the event that the department of licensing suspends a driver's license solely for the nonpayment of child support as provided in chapter 74.20A RCW or for noncompliance with a *residential or visitation order as provided in chapter 26.09 RCW, any provision in the driver's moto…
RCW 48.22.900 Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.
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For the purposes of this chapter, the terms spouse, marriage, marital, husband, wife, widow, widower, next of kin, and family shall be interpreted as applying equally to state registered domestic partnerships or individuals in state registered domestic partnerships as well as to …