Title 48 — Title 48 INSURANCE
101 chapters · 2,134 sections in this title.
RCW 48.30A.005 Findings—Intent.
2.2K chars
The legislature finds that the business of insurance is one affected by the public interest, requiring that all persons be actuated by good faith, abstain from deception, and practice honesty and equity in all insurance matters. The payment of kickbacks, bribes, or rebates for re…
RCW 48.30A.010 Definitions.
2.0K chars
The definitions set forth in this section apply throughout this chapter unless the context clearly indicates otherwise.(1) "Casualty or property insurance" includes both the insurance under which a claim is filed and insurance that receives a claim through subrogation, and means …
RCW 48.30A.015 Unlawful acts—Penalties.
1.0K chars
(1) It is unlawful for a person:(a) Knowing that the payment is for the referral of a claimant to a service provider, either to accept payment from a service provider or, being a service provider, to pay another; or(b) To provide or claim or represent to have provided services to…
RCW 48.30A.020 Defenses to proceedings under this chapter.
1.2K chars
In a proceeding under this chapter, it is a defense if proven by the defendant by a preponderance of the evidence that, at the time of the offense:(1) The conduct alleged was authorized by the rules of professional conduct or the admission to practice rules for lawyers as adopted…
RCW 48.30A.030 Injunction available—Remedies—Costs—Attorneys' fees—Degree of proof—Time limit.
0.9K chars
Independent of authority granted to the attorney general, the prosecuting attorney may petition the superior court for an injunction against a person who has violated this chapter. Remedies in an injunctive action brought by a prosecuting attorney are limited to an order enjoinin…
RCW 48.30A.035 Detrimental judgment—Written notification to appropriate regulatory or disciplinary body or agency.
0.4K chars
Whenever a service provider or a person licensed by the state in a business or profession is convicted, enjoined, or found liable for damages or a civil penalty or other equitable relief under RCW 48.30A.030, the attorney general or the prosecuting attorney shall provide written …
RCW 48.30A.040 Violation—Cause for discipline—Unprofessional conduct—Regulatory penalty.
0.4K chars
A violation of this chapter is cause for discipline and constitutes unprofessional conduct that could result in any regulatory penalty provided by law, including refusal, revocation, or suspension of a business or professional license, or right or admission to practice. Conduct t…
RCW 48.30A.045 Insurance antifraud plan—File plan and changes with commissioner—Exemptions.
1.2K chars
(1) Each insurer licensed to write direct insurance in this state, except those exempted in subsection (2) of this section, shall institute and maintain an insurance antifraud plan. An insurer licensed after July 1, 1995, shall file its antifraud plan within six months of licensu…
RCW 48.30A.050 Insurance antifraud plan—Specific procedures.
0.7K chars
An insurer's antifraud plan must establish specific procedures to:(1) Prevent insurance fraud, including internal fraud involving employees or company representatives, fraud resulting from misrepresentation on applications for insurance coverage, and claims fraud;(2) Review claim…
RCW 48.30A.055 Insurance antifraud plan—Review—Disapproval—Notice—Audit to ensure compliance.
0.5K chars
If after review of an insurer's antifraud plan, the commissioner finds that the plan does not comply with RCW 48.30A.050, the commissioner may disapprove the antifraud plan. Notice of disapproval must include a statement of the specific reasons for disapproval. The insurer shall …
RCW 48.30A.060 Insurance antifraud plan—Actions taken by insurer—Report—Not public records.
1.1K chars
By March 31st of each year, each insurer shall provide to the insurance commissioner a summary report on actions taken under its antifraud plan to prevent and combat insurance fraud. The report must also include, but not be limited to, measures taken to protect and ensure the int…
RCW 48.30A.065 Insurance antifraud plan or summary report—Failure to file or exercise good faith—Penalty—Failure to follow plan—Civil penalty.
0.7K chars
An insurer that fails to file a timely antifraud plan or summary report or that fails to make a good faith attempt to file an antifraud plan that complies with RCW 48.30A.050 or a summary report that complies with RCW 48.30A.060, is subject to the penalty provisions of RCW 48.01.…
RCW 48.30A.070 Duty to investigate, enforce, and prosecute violations.
0.2K chars
It is the duty of all peace officers, law enforcement officers, and law enforcement agencies within this state to investigate, enforce, and prosecute all violations of this chapter.[ 1995 c 285 s 14.]
RCW 48.30A.900 Effective date—1995 c 285.
0.2K chars
This act is necessary for the immediate preservation of the public peace, health, or safety, or support of the state government and its existing public institutions, and shall take effect July 1, 1995.[ 1995 c 285 s 39.]