Title 48 — Title 48 INSURANCE
101 chapters · 2,134 sections in this title.
RCW 48.87.010 Intent.
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Certified nurse midwives and licensed midwives experience a major problem in both the availability and affordability of malpractice insurance. In particular midwives practicing outside hospital settings are unable to obtain malpractice insurance at any price in this state at this…
RCW 48.87.020 Definitions.
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Unless the context clearly requires otherwise, the definitions in this section apply throughout this chapter.(1) "Association" means the joint underwriting association established under this chapter.(2) "Midwifery and birth center malpractice insurance" means insurance coverage a…
RCW 48.87.030 Plan for establishing association—Commissioner's duty—Market assistance plan.
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The insurance commissioner shall approve by December 31, 1993, a reasonable plan for the establishment of a nonprofit, joint underwriting association for midwifery and birth center malpractice insurance subject to the conditions and limitations contained in this chapter. Such pla…
RCW 48.87.040 Composition of association.
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The association shall be comprised of all insurers possessing a certificate of authority to write and engaged in writing medical malpractice insurance within this state and general casualty companies. Every insurer shall be a member of the association and shall remain a member as…
RCW 48.87.050 Midwifery and birth center malpractice insurance—Rating plan modified according to practice volume.
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A licensee may apply to the association to purchase midwifery and birth center malpractice insurance and the association shall offer a policy with liability limits of one million dollars per claim and three million dollars per annual aggregate, or such other minimum level of mand…
RCW 48.87.060 Administering a plan.
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The commissioner may select an insurer to administer a plan established under this chapter. The insurer must be admitted to transact the business of insurance of the state of Washington.[ 1993 c 112 s 6.]
RCW 48.87.070 Policies written on a claims made basis—Commissioner may not approve without insurer guarantees.
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The insurance commissioner may not approve a policy written on a claims made basis by an insurer doing business in this state unless the insurer guarantees to the commissioner the continued availability of suitable liability protection for midwives subsequent to the discontinuanc…
RCW 48.87.080 Risk management program—Part of plan.
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A risk management program for insureds of the association must be established as a part of the plan. This program must include but not be limited to: Investigation and analysis of frequency, severity, and causes of adverse or untoward outcomes; development of measures to control …
RCW 48.87.100 Rule making.
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The commissioner may adopt all rules necessary to ensure the efficient, equitable operation of the association, including but not limited to, rules requiring or limiting certain policy provisions.[ 1993 c 112 s 10.]