Chapter 428 — FIRST LIEN REAL ESTATE AND OTHER MORTGAGE LOANS
16 sections in this chapter.
Wis. Stat. § 428.101 Applicability
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428.101 Applicability. This subchapter applies to: (1) Loans made on or after April 6, 1980 and prior to November 1, 1981, by a creditor other than a savings and loan association to a customer and which are secured by a first lien real estate mortgage or equivalent security inter…
Wis. Stat. § 428.102 Definitions
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428.102 Definitions. In this subchapter: (1) “Amount financed” means that term as defined in the federal consumer credit protection act, as defined in s. 421.301 (19). (2) “Creditor” means a person who regularly engages in, arranges for or procures from 3rd persons, loans within …
Wis. Stat. § 428.103 Limitations
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428.103 Limitations. (1) The following limitations shall apply to all loans subject to this subchapter: (a) No delinquency charge may be collected on an installment which is paid in full on or before the 10th day after its scheduled due date even though an earlier maturing instal…
Wis. Stat. § 428.104 Receipts, accounting
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428.104 Receipts, accounting. (1) Any time a payment is made in cash, or any other time the method of payment does not itself provide evidence of payment, the creditor shall furnish the customer, without request, a written receipt, evidencing such payment. The customer shall be e…
Wis. Stat. § 428.105 Pleadings
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428.105 Pleadings. A complaint by a creditor to enforce a cause of action shall set forth specifically the facts constituting the alleged default of the customer, the amount to which the creditor is allegedly entitled and a summary of the figures necessary for computation of such…
Wis. Stat. § 428.106 Remedies
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428.106 Remedies. (1) Violations of this subchapter may be enforced by a customer subject to this section and ss. 425.308 to 425.311. (2) With respect to a loan subject to this subchapter, if the court as a matter of law finds that any aspect of the transaction, any conduct direc…
Wis. Stat. § 428.202 Definitions
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428.202 Definitions.
Wis. Stat. § 428.203 Prohibitions on and requirements of lenders and assignees
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428.203 Prohibitions on and requirements of lenders and assignees.
Wis. Stat. § 428.204 False statements
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428.204 False statements.
Wis. Stat. § 428.206 Recommending default
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428.206 Recommending default.
Wis. Stat. § 428.207 Prepayment
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428.207 Prepayment.
Wis. Stat. § 428.208 Disclosure to customers
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428.208 Disclosure to customers.
Wis. Stat. § 428.209 Exclusive state regulation authority
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428.209 Exclusive state regulation authority.
Wis. Stat. § 428.2095 Property exempt from debt collection
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428.2095 Property exempt from debt collection.
Wis. Stat. § 428.210 Administration and penalties
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428.210 Administration and penalties.
Wis. Stat. § 428.211 Exemption for depository institutions
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428.211 Exemption for depository institutions.