What constitutes filing; effectiveness of filing

What constitutes filing; effectiveness of filing. (a) Except as otherwise provided in subsection (b), communication of a record to a filing office and tender of the filing fee or acceptance of the record by the filing office constitutes filing. (b) Filing does not occur with respect to a record that a filing office refuses to accept because: (i) The record is not communicated by a method or medium of communication authorized by the filing office; (ii) An amount equal to or greater than the applicable filing fee is not tendered; (iii) The filing office is unable to index the record because: (A) In the case of an initial financing statement, the record does not provide a name for the debtor; (B) In the case of an amendment or correction statement, the record: (I) Does not identify the initial financing statement as required by section 34.1-9-512 or 34.1-9-518, as applicable; or (II) Identifies an initial financing statement whose effectiveness has lapsed under section