™Your Policy Risk Impact Agent
56 chapters · 1,073 sections in this title.
W.S. § 26-23-101 Overinsurance prohibited
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Overinsurance prohibited. (a) No person shall buy insurance on property within this state for an amount which, together with any existing insurance, exceeds the fair value of the property or of the interest of the insured therein. This provision does not apply as to insurance of …
W.S. § 26-23-102 Adjuster's reports of overinsurance and causes of fire; reports deemed privileged communications
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Adjuster's reports of overinsurance and causes of fire; reports deemed privileged communications. (a) Any adjuster who investigates any property loss claim in this state shall report to the commissioner in writing any overinsurance of the property he discovers. (b) Any adjuster w…
W.S. § 26-23-103 Return of excess premium in certain cases of total destruction
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Return of excess premium in certain cases of total destruction. If the insured property is totally destroyed and the total amount of loss is less than the total amount insured thereon as to the hazard causing the loss, the insurer shall return to the insured at the time of paymen…
W.S. § 26-23-104 Terms of policies; extension
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Terms of policies; extension. (a) No insurer shall issue a policy insuring property in this state for a term longer than five (5) years. (b) The term of any such policy may be extended by certificate as provided in W.S. 26-15-121.