Title 26 — Title 26 — Insurance Code
56 chapters · 1,242 sections in this title.
W.S. § 26-35-101 Manner of providing notice
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Manner of providing notice. Notices required by this chapter shall be personally delivered to the insured and the agent or shall be mailed to the insured and the agent at their addresses last of record with the insurer. If mailed, notice shall be deemed given when deposited in th…
W.S. § 26-35-102 Refund of unearned premium upon cancellation
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Refund of unearned premium upon cancellation. Any insurer who cancels a policy of insurance in accordance with this chapter shall, prior to cancellation, refund any unearned premium to the policyholder.
W.S. § 26-35-103 Prohibited practices
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Prohibited practices. (a) It is unlawful for any insurer to cancel, nonrenew or renew a policy of insurance except in compliance with the requirements of this chapter. (b) Mid-term cancellation of an entire block, line or class of business is presumed to be unfair, inequitable, d…
W.S. § 26-35-104 Penalties
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Penalties. Any insurer who violates this chapter is subject to monetary penalties or license revocation or suspension as provided in W.S. 26-1-107 and 26-3-116.
W.S. § 26-35-105 Issuance or renewal with exclusions
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Issuance or renewal with exclusions. An insurer may in lieu of nonissuance, cancellation, nonrenewal or premium increase offer to issue, continue or renew a motor vehicle insurance policy but to exclude from coverage, by name, the person whose claim experience or driving record w…
W.S. § 26-35-106 Transfers of policies resulting from mergers, acquisitions or restructuring or resulting in broader coverage; notice not required
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Transfers of policies resulting from mergers, acquisitions or restructuring or resulting in broader coverage; notice not required. (a) Subject to the provisions of W.S. 26-35-204, a nonrenewal or cancellation notice shall not be required if a policy is transferred from an insurer…
W.S. § 26-35-201 Scope of article
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Scope of article. This article applies to all property and casualty insurance as defined in W.S. 26-5-104 and 26-5-106, except this article does not apply to binders and other temporary contracts for temporary insurance.
W.S. § 26-35-202 exception
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exception. Mid-term cancellation; grounds; notice; (a) An insurance policy or renewal shall not be cancelled by an insurer prior to the expiration of the term stated in the policy, except for any one (1) of the following reasons: (i) Failure to pay a premium when due; (ii) Materi…
W.S. § 26-35-203 Refund the unearned premium
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Refund the unearned premium. Nonrenewal; notice. (a) No insurance policy shall be nonrenewed by an insurer except in accordance with the provisions of this section and any nonrenewal attempted which is not in compliance with this section is ineffective. (b) A policy may be nonren…
W.S. § 26-35-204 Renewal with altered terms; notice
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Renewal with altered terms; notice. (a) If an insurer intends to renew a policy, but on less favorable terms or at higher rates, the insurer shall furnish to the insured and the agent of record, if any, renewal terms and a statement of the amount of premium due for the renewal po…