Title 10, Armed ForcesRelease 119-110

§12523 Risk Insured

Title 10 › Subtitle E — Reserve Components › PART II — PERSONNEL GENERALLY › CHAPTER 1214 — READY RESERVE MOBILIZATION INCOME INSURANCE › § 12523

Last updated Sep 22, 2026|Official source

Summary

Insures Ready Reserve members who are called to covered service. If an insured member serves more than 30 days, they get a payment for each month (or part of a month) after those first 30 days, but no more than 12 months paid in any 18‑month period. Payments are based only on being insured and how long the member served; they do not have to show lost pay or extra expenses.

Full Legal Text

Title 10, §12523

Armed Forces, Source: USLM XML via OLRC

(a)In General.—
The insurance program shall insure members of the Ready Reserve against the risk of being ordered into covered service.
(b)Entitlement to Benefits.—
(1)An insured member ordered into covered service shall be entitled to payment of a benefit for each month (and fraction thereof) of covered service that exceeds 30 days of covered service, except that no member may be paid under the insurance program for more than 12 months of covered service served during any period of 18 consecutive months.
(2)Payment shall be based solely on the insured status of a member and on the period of covered service served by the member. Proof of loss of income or of expenses incurred as a result of covered service may not be required.

Reference

Citations & Metadata

Citation

10 U.S.C. § 12523

Title 10, Armed Forces

Last Updated

Sep 22, 2026

Release point: 119-110