Title 10, Armed ForcesRelease 119-110

§12527 Payment of Premiums

Title 10 › Subtitle E — Reserve Components › PART II — PERSONNEL GENERALLY › CHAPTER 1214 — READY RESERVE MOBILIZATION INCOME INSURANCE › § 12527

Last updated Sep 22, 2026|Official source

Summary

Insurance premiums for members of the Selected Reserve are taken out of their pay each month. The Secretary of Defense, with the Secretary of Homeland Security, must make rules for how members of the Individual Ready Reserve and others who don’t get monthly pay should pay their premiums. The appropriate Secretary may advance a member the first premium using military pay funds. The advance must be repaid by taking it from the member’s pay or by collecting it directly, and officers who pay the advance aren’t held responsible for losses. All premiums collected, whether taken from pay or paid directly, are put into the Fund each month.

Full Legal Text

Title 10, §12527

Armed Forces, Source: USLM XML via OLRC

(a)Methods of Payment.—
(1)The monthly premium for coverage of a member of the Selected Reserve under the insurance program shall be deducted and withheld from the insured member’s pay for each month.
(2)The Secretary of Defense, in consultation with the Secretary of Homeland Security, shall prescribe regulations which specify the procedures for payment of premiums by members of the Individual Ready Reserve and other members who do not receive pay on a monthly basis.
(b)Advance Pay for Premium.—
The Secretary concerned may advance to an insured member the amount equal to the first insurance premium payment due under this chapter. The advance may be paid out of appropriations for military pay. An advance to a member shall be collected from the member either by deducting and withholding the amount from basic pay payable for the member or by collecting it from the member directly. No disbursing or certifying officer shall be responsible for any loss resulting from an advance under this subsection.
(c)Premiums To Be Deposited in Fund.—
Premium amounts deducted and withheld from the pay of insured members and premium amounts paid directly to the Secretary shall be credited monthly to the Fund.

Legislative History

Notes & Related Subsidiaries

Editorial Notes

Amendments

2002—Subsec. (a)(2). Pub. L. 107–296 substituted “of Homeland Security” for “of Transportation”. 1996—Subsec. (a)(1). Pub. L. 104–201, § 547(1), inserted “of the Selected Reserve” after “a member”. Subsec. (a)(2). Pub. L. 104–201, § 547(2), added par. (2) and struck out former par. (2) which read as follows: “An insured member who does not receive pay on a monthly basis shall pay the Secretary directly the premium amount applicable for the level of benefits for which the member is insured.”

Statutory Notes and Related Subsidiaries

Effective Date

of 2002 AmendmentAmendment by Pub. L. 107–296 effective on the date of transfer of the Coast Guard to the Department of Homeland Security, see section 1704(g) of Pub. L. 107–296, set out as a note under section 101 of this title.

Reference

Citations & Metadata

Citation

10 U.S.C. § 12527

Title 10, Armed Forces

Last Updated

Sep 22, 2026

Release point: 119-110