Title 11, BankruptcyRelease 119-102
§1327 Effect of Confirmation
Title 11 › CHAPTER 13 — ADJUSTMENT OF DEBTS OF AN INDIVIDUAL WITH REGULAR INCOME › SUBCHAPTER II — THE PLAN › § 1327
Summary
A confirmed bankruptcy plan binds the debtor and all creditors; unless the plan or the confirming order says otherwise, estate property becomes the debtor's and is free of claims the plan covers.
Full Legal Text
Title 11, §1327
Bankruptcy, Source: USLM XML via OLRC
(a)The provisions of a confirmed plan bind the debtor and each creditor, whether or not the claim of such creditor is provided for by the plan, and whether or not such creditor has objected to, has accepted, or has rejected the plan.
(b)Except as otherwise provided in the plan or the order confirming the plan, the confirmation of a plan vests all of the property of the estate in the debtor.
(c)Except as otherwise provided in the plan or in the order confirming the plan, the property vesting in the debtor under subsection (b) of this section is free and clear of any claim or interest of any creditor provided for by the plan.
Legislative History
Notes & Related Subsidiaries
Historical and Revision Notes
senate report no. 95–989
Subsection (a) binds the debtor and each creditor to the provisions of a confirmed plan, whether or not the claim of the creditor is provided for by the plan and whether or not the creditor has accepted, rejected, or objected to the plan. Unless the plan itself or the order confirming the plan otherwise provides, confirmation is deemed to vest all property of the estate in the debtor, free and clear of any claim or interest of any creditor provided for by the plan.
Reference
Citations & Metadata
Citation
11 U.S.C. § 1327
Title 11, Bankruptcy
Last Updated
Aug 21, 2026
Release point: 119-102