Title 12, Banks and BankingRelease 119-102
§1735e Acceptance of Materials or Products Used in Structures
Title 12 › CHAPTER 13 — NATIONAL HOUSING › SUBCHAPTER V — MISCELLANEOUS › § 1735e
Summary
The Secretary must use one uniform process to approve materials and products for structures in mortgages or insured loans. Materials found to be technically suitable will be accepted. Accepting a material this way does not limit the Secretary’s judgment about whether a building is economically sound or a good risk.
Full Legal Text
Title 12, §1735e
Banks and Banking, Source: USLM XML via OLRC
The Secretary shall adopt a uniform procedure for the acceptance of materials and products to be used in structures approved for mortgages or loans insured under this chapter. Under such procedure any material or product which the Secretary finds is technically suitable for the use proposed shall be accepted. Acceptance of a material or product as technically suitable shall not be deemed to restrict the discretion of the Secretary to determine that a structure, with respect to which a mortgage is executed, is economically sound or an acceptable risk.
Legislative History
Notes & Related Subsidiaries
Editorial Notes
Amendments
1967—Pub. L. 90–19 substituted “Secretary” for “Commissioner” wherever appearing.
Reference
Citations & Metadata
Citation
12 U.S.C. § 1735e
Title 12, Banks and Banking
Last Updated
Aug 21, 2026
Release point: 119-102