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Title 12, Banks and BankingRelease 119-110

§2184 Communications with Stockholders

Title 12 › CHAPTER 23 — FARM CREDIT SYSTEM › SUBCHAPTER IV — PROVISIONS APPLICABLE TO TWO OR MORE CLASSES OF INSTITUTIONS OF THE SYSTEM › Part B — Dissolution › § 2184

Last updated Sep 22, 2026|Official source

Summary

A Farm Credit System bank or association must give a stockholder a current list of the bank’s stockholders within 7 calendar days after getting a written request. Before handing it over, the bank can require the requester to sign a paper saying they will use the list only to contact stockholders for allowed reasons and will not share the list with anyone except the requester’s lawyer or accountant unless the bank agrees in writing. Instead of the list, a stockholder can ask the bank to send a message to all stockholders for them. The requester must pay the bank’s reasonable costs. The bank must give a written cost estimate as soon as possible after getting the request.

Full Legal Text

Title 12, §2184

Banks and Banking, Source: USLM XML via OLRC

(a)Provision of stockholder lists
(1)In general
A Farm Credit System bank or association shall provide to a stockholder of the bank or association a current list of stockholders of the bank or association not later than 7 calendar days after the date on which the bank or association receives a written request for the stockholder list from the stockholder.
(2)Conditions
As a condition of providing a stockholder list under paragraph (1), the bank or association may require that the stockholder agree and certify in writing that the stockholder will—
(A)use the list exclusively for communicating with stockholders for permissible purposes; and
(B)not make the list available to any person, other than the stockholder’s attorney or accountant, without first obtaining the written consent of the institution.
(b)Alternative communications
(1)Request to issue
As an alternative to receiving a list of stockholders, a stockholder may request the institution to mail or otherwise furnish to each stockholder a communication for a permissible purpose on behalf of the requesting stockholder.
(2)When permissible
Alternative communications may be used, at the discretion of the requesting stockholder, if the requester agrees to defray the reasonable costs of the communication. If the requester decides to exercise this option, the institution shall provide the requester with a written estimate of the costs of handling and mailing the communication as soon as is practicable after receipt of the stockholder’s request to furnish the communication.

Legislative History

Notes & Related Subsidiaries

Editorial Notes

Amendments

2018—Subsec. (a)(1). Pub. L. 115–334 added par. (1) and struck out former par. (1). Prior to amendment, text read as follows: “Within 7 days after receipt of a written request by a stockholder, a bank for cooperatives, Federal land bank association, or production credit association shall provide a current list of its stockholders to such requesting stockholder.”

Reference

Citations & Metadata

Citation

12 U.S.C. § 2184

Title 12, Banks and Banking

Last Updated

Sep 22, 2026

Release point: 119-110