Title 12 — Banks and BankingRelease 119-73not60
§4307 Periodic Statements
Title 12 › Chapter 44— TRUTH IN SAVINGS › § 4307
Summary
Every bank or deposit-taking institution must put a clear note with each periodic account statement that shows four things: the annual percentage yield (APY) you earned, the dollar amount of interest you earned, any fees or charges taken, and how many days the statement covers.
Full Legal Text
Title 12, §4307
Banks and Banking — Source: USLM XML via OLRC
Each depository institution shall include on or with each periodic statement provided to each account holder at such institution a clear and conspicuous disclosure of the following information with respect to such account:
(1)The annual percentage yield earned.
(2)The amount of interest earned.
(3)The amount of any fees or charges imposed.
(4)The number of days in the reporting period.
Reference
Citations & Metadata
Citation
12 U.S.C. § 4307
Title 12 — Banks and Banking
Last Updated
Apr 3, 2026
Release point: 119-73not60