Title 12, Banks and BankingRelease 119-102
§4549 Uniform Residential Loan Application
Title 12 › CHAPTER 46 — GOVERNMENT SPONSORED ENTERPRISES › SUBCHAPTER I — SUPERVISION AND REGULATION OF ENTERPRISES › Part B — Additional Authorities of the Director › subpart 1 — general authority › § 4549
Summary
By six months after July 11, 2026, the Director must require each enterprise to put a short notice on the Uniform Residential Loan Application. The notice, placed below the military service question and above the signature, must tell applicants that answering "yes" may make them eligible for a VA Home Loan and that they should talk to their lender about eligibility.
Full Legal Text
Title 12, §4549
Banks and Banking, Source: USLM XML via OLRC
Not later than 6 months after July 11, 2026, the Director shall, by regulation or order, require each enterprise to include a disclosure below the military service question, which shall be above the signature line, on the form known as the Uniform Residential Loan Application stating, “If yes, you may qualify for a VA Home Loan. Consult your lender regarding eligibility.”
Reference
Citations & Metadata
Citation
12 U.S.C. § 4549
Title 12, Banks and Banking
Last Updated
Aug 21, 2026
Release point: 119-102