Title 12 — Banks and BankingRelease 119-73not60
§4611 Risk-based Capital Levels for Regulated Entities
Title 12 › Chapter 46— GOVERNMENT SPONSORED ENTERPRISES › Subchapter II— REQUIRED CAPITAL LEVELS FOR REGULATED ENTITIES, SPECIAL ENFORCEMENT POWERS, AND REVIEWS OF ASSETS AND LIABILITIES › § 4611
Summary
The Director must set risk-based capital so the enterprises keep enough capital and reserves to be safe, must set standards under section 1426 for Federal Home Loan Banks, and may require other reports or actions.
Full Legal Text
Title 12, §4611
Banks and Banking — Source: USLM XML via OLRC
(a)(1)The Director shall, by regulation, establish risk-based capital requirements for the enterprises to ensure that the enterprises operate in a safe and sound manner, maintaining sufficient capital and reserves to support the risks that arise in the operations and management of the enterprises.
(2)The Director shall establish risk-based capital standards under section 1426 of this title for the Federal Home Loan Banks.
(b)Nothing in this section shall limit the authority of the Director to require other reports or undertakings, or take other action, in furtherance of the responsibilities of the Director under this Act.
Legislative History
Notes & Related Subsidiaries
Editorial Notes
References in Text
This Act, referred to in subsec. (b), is Pub. L. 102–550, Oct. 28, 1992, 106 Stat. 3672, known as the Housing and Community Development Act of 1992. For complete classification of this Act to the Code, see
Short Title
of 1992 Amendment note set out under section 5301 of Title 42, The Public Health and Welfare, and Tables.
Amendments
2008—Pub. L. 110–289 amended section generally. Prior to amendment, section related to risk-based capital levels for enterprises.
Reference
Citations & Metadata
Citation
12 U.S.C. § 4611
Title 12 — Banks and Banking
Last Updated
Apr 3, 2026
Release point: 119-73not60