Title 12, Banks and BankingRelease 119-110

§4611 Risk-based Capital Levels for Regulated Entities

Title 12 › CHAPTER 46 — GOVERNMENT SPONSORED ENTERPRISES › SUBCHAPTER II — REQUIRED CAPITAL LEVELS FOR REGULATED ENTITIES, SPECIAL ENFORCEMENT POWERS, AND REVIEWS OF ASSETS AND LIABILITIES › § 4611

Last updated Sep 22, 2026|Official source

Summary

The Director must make rules that require the enterprises to hold risk-based capital and reserves so they operate safely and can cover the risks they face. The Director must also set standards for the Federal Home Loan Banks under section 1426 and may still require other reports or take other actions to carry out duties.

Full Legal Text

Title 12, §4611

Banks and Banking, Source: USLM XML via OLRC

(a)In general

(1)Enterprises

The Director shall, by regulation, establish risk-based capital requirements for the enterprises to ensure that the enterprises operate in a safe and sound manner, maintaining sufficient capital and reserves to support the risks that arise in the operations and management of the enterprises.

(2)Federal Home Loan Banks

The Director shall establish risk-based capital standards under section 1426 of this title for the Federal Home Loan Banks.

(b)No limitation

Nothing in this section shall limit the authority of the Director to require other reports or undertakings, or take other action, in furtherance of the responsibilities of the Director under this Act.

Legislative History

Notes & Related Subsidiaries

Editorial Notes

References in Text

This Act, referred to in subsec. (b), is Pub. L. 102–550, Oct. 28, 1992, 106 Stat. 3672, known as the Housing and Community Development Act of 1992. For complete classification of this Act to the Code, see

Short Title

of 1992 Amendment note set out under section 5301 of Title 42, The Public Health and Welfare, and Tables.

Amendments

2008—Pub. L. 110–289 amended section generally. Prior to amendment, section related to risk-based capital levels for enterprises.

Reference

Citations & Metadata

Citation

12 U.S.C. § 4611

Title 12, Banks and Banking

Last Updated

Sep 22, 2026

Release point: 119-110