Title 12, Banks and BankingRelease 119-102
§4804 Elimination of Duplicative Filings
Title 12 › CHAPTER 48 — FINANCIAL INSTITUTIONS REGULATORY IMPROVEMENT › § 4804
Summary
Federal banking agencies must work together to cut down, as much as possible, on duplicate or unnecessary requests for information when people or banks send them applications or notices. They must also try, when practical, to make their rules for publishing information and giving public notice line up with each other.
Full Legal Text
Title 12, §4804
Banks and Banking, Source: USLM XML via OLRC
The Federal banking agencies shall work jointly—
(1)to eliminate, to the extent practicable, duplicative or otherwise unnecessary requests for information in connection with applications or notices to the agencies; and
(2)to harmonize, to the extent practicable, any inconsistent publication and public notice requirements.
Reference
Citations & Metadata
Citation
12 U.S.C. § 4804
Title 12, Banks and Banking
Last Updated
Aug 21, 2026
Release point: 119-102