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Title 12, Banks and BankingRelease 119-110

§5561 Definitions

Title 12 › CHAPTER 53 — WALL STREET REFORM AND CONSUMER PROTECTION › SUBCHAPTER V — BUREAU OF CONSUMER FINANCIAL PROTECTION › Part E — Enforcement Powers › § 5561

Last updated Sep 22, 2026|Official source

Summary

Defines key words used here. A Bureau investigation is an inquiry by a Bureau investigator to find out if someone may have broken a federal consumer financial law. A Bureau investigator is an attorney or investigator who works for the Bureau and enforces those laws. A custodian is the person the Bureau names to hold records. Documentary material covers papers, reports, logs, electronic files, or other records. A violation is any act or failure to act that would, if proved, break a federal consumer financial law.

Full Legal Text

Title 12, §5561

Banks and Banking, Source: USLM XML via OLRC

For purposes of this part, the following definitions shall apply:
(1)Bureau investigation
The term “Bureau investigation” means any inquiry conducted by a Bureau investigator for the purpose of ascertaining whether any person is or has been engaged in any conduct that is a violation, as defined in this section.
(2)Bureau investigator (3) Custodian
The term “Bureau investigator” means any attorney or investigator employed by the Bureau who is charged with the duty of enforcing or carrying into effect any Federal consumer financial law.
(4)Documentary material
The term “documentary material” includes the original or any copy of any book, document, record, report, memorandum, paper, communication, tabulation, chart, logs, electronic files, or other data or data compilations stored in any medium.
(5)Violation
The term “violation” means any act or omission that, if proved, would constitute a violation of any provision of Federal consumer financial law.

Legislative History

Notes & Related Subsidiaries

Statutory Notes and Related Subsidiaries

Effective Date

Pub. L. 111–203, title X, § 1058, July 21, 2010, 124 Stat. 2035, provided that: “This subtitle [subtitle E (§§ 1051–1058), enacting this part] shall become effective on the designated transfer date.” [The term “designated transfer date” is defined in section 5481(9) of this title as the date established under section 5582 of this title.]

Reference

Citations & Metadata

Citation

12 U.S.C. § 5561

Title 12, Banks and Banking

Last Updated

Sep 22, 2026

Release point: 119-110