Title 12, Banks and BankingRelease 119-102

§81 Place of Business

Title 12 › CHAPTER 2 — NATIONAL BANKS › SUBCHAPTER IV — REGULATION OF THE BANKING BUSINESS; POWERS AND DUTIES OF NATIONAL BANKS › § 81

Last updated Aug 21, 2026|Official source

Summary

National banks must do business at their chartered location and at branches under section 36.

Full Legal Text

Title 12, §81

Banks and Banking, Source: USLM XML via OLRC

The general business of each national banking association shall be transacted in the place specified in its organization certificate and in the branch or branches, if any, established or maintained by it in accordance with the provisions of section 36 of this title.

Legislative History

Notes & Related Subsidiaries

Editorial Notes

Codification R.S. § 5190 derived from act June 3, 1864, ch. 106, § 8, 13 Stat. 101, which was the National Bank Act. See section 38 of this title.

Amendments

1927—Act Feb. 25, 1927, among other changes, inserted “and in the branch or branches, if any, established or maintained by it in accordance with the provisions of section 36 of this title”.

Reference

Citations & Metadata

Citation

12 U.S.C. § 81

Title 12, Banks and Banking

Last Updated

Aug 21, 2026

Release point: 119-102