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Title 15 — Commerce and TradeRelease 119-73not60

§1667d Civil Liability of Lessors

Title 15 › Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter I— CONSUMER CREDIT COST DISCLOSURE › Part E— Consumer Leases › § 1667d

Last updated Apr 3, 2026|Official source

Summary

If a lessor does not follow the required lease disclosure rules in parts A or B, the lessor must pay the person the damages allowed by the federal damages law. If the lessor breaks the rule in part C, the lessor must pay only to people who actually suffer harm. A lessor counts as a "creditor" when those damage rules apply. You can sue in a U.S. district court or any court that can hear the case. Claims about failures to disclose or follow these rules must be filed within one year after the lease ends.

Full Legal Text

Title 15, §1667d

Commerce and Trade — Source: USLM XML via OLRC

(a)Any lessor who fails to comply with any requirement imposed under section 1667a or 1667b of this title with respect to any person is liable to such person as provided in section 1640 of this title.
(b)Any lessor who fails to comply with any requirement imposed under section 1667c of this title with respect to any person who suffers actual damage from the violation is liable to such person as provided in section 1640 of this title. For the purposes of this section, the term “creditor” as used in section 1640 and 1641 of this title shall include a lessor as defined in this part.
(c)Notwithstanding section 1640(e) of this title, any action under this section may be brought in any United States district court or in any other court of competent jurisdiction. Such actions alleging a failure to disclose or otherwise comply with the requirements of this part shall be brought within one year of the termination of the lease agreement.

Legislative History

Notes & Related Subsidiaries

Editorial Notes

Amendments

1980—Subsec. (b). Pub. L. 96–221 struck out applicability of section 1614 of this title to term “creditor”.

Statutory Notes and Related Subsidiaries

Effective Date

of 1980 AmendmentAmendment by Pub. L. 96–221 effective on expiration of two years and six months after Mar. 31, 1980, with all

Regulations

, forms, and clauses required to be prescribed to be promulgated at least one year prior to such

Effective Date

, and allowing any creditor to comply with any

Amendments

, in accordance with the

Regulations

, forms, and clauses prescribed by the Board prior to such

Effective Date

, see section 625 of Pub. L. 96–221, set out as a note under section 1602 of this title.

Reference

Citations & Metadata

Citation

15 U.S.C. § 1667d

Title 15 — Commerce and Trade

Last Updated

Apr 3, 2026

Release point: 119-73not60