Title 15 — Commerce and TradeRelease 119-73not60
§1679f Noncompliance with This Subchapter
Title 15 › Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II–A— CREDIT REPAIR ORGANIZATIONS › § 1679f
Summary
If a consumer gives up any right or protection under these rules, that waiver is not valid and cannot be enforced by any federal or state court or by anyone else. Trying to make a consumer give up those rights breaks the rules. Any service contract that does not follow these rules is also not valid and cannot be enforced.
Full Legal Text
Title 15, §1679f
Commerce and Trade — Source: USLM XML via OLRC
(a)Any waiver by any consumer of any protection provided by or any right of the consumer under this subchapter—
(1)shall be treated as void; and
(2)may not be enforced by any Federal or State court or any other person.
(b)Any attempt by any person to obtain a waiver from any consumer of any protection provided by or any right of the consumer under this subchapter shall be treated as a violation of this subchapter.
(c)Any contract for services which does not comply with the applicable provisions of this subchapter—
(1)shall be treated as void; and
(2)may not be enforced by any Federal or State court or any other person.
Legislative History
Notes & Related Subsidiaries
Statutory Notes and Related Subsidiaries
Effective Date
Section applicable after the end of the 6-month period beginning on Sept. 30, 1996, except with respect to contracts entered into by a credit repair organization before the end of such period, see section 413 of Pub. L. 90–321, as added by Pub. L. 104–208, set out as a note under section 1679 of this title.
Reference
Citations & Metadata
Citation
15 U.S.C. § 1679f
Title 15 — Commerce and Trade
Last Updated
Apr 3, 2026
Release point: 119-73not60