Title 15 — Commerce and TradeRelease 119-73not60
§1679i Statute of Limitations
Title 15 › Chapter 41— CONSUMER CREDIT PROTECTION › Subchapter II–A— CREDIT REPAIR ORGANIZATIONS › § 1679i
Summary
You can file a lawsuit to enforce rights under this part by the later of two times. Either within five years after the violation happened, or when a credit repair company has deliberately and importantly lied about information it was required to tell you that matters to proving the company’s liability.
Full Legal Text
Title 15, §1679i
Commerce and Trade — Source: USLM XML via OLRC
Any action to enforce any liability under this subchapter may be brought before the later of— (1)
(2)in any case in which any credit repair organization has materially and willfully misrepresented any information which—
(A)the credit repair organization is required, by any provision of this subchapter, to disclose to any consumer; and
(B)is material to the establishment of the credit repair organization’s liability to the consumer under this subchapter,
Legislative History
Notes & Related Subsidiaries
Statutory Notes and Related Subsidiaries
Effective Date
Section applicable after the end of the 6-month period beginning on Sept. 30, 1996, except with respect to contracts entered into by a credit repair organization before the end of such period, see section 413 of Pub. L. 90–321, as added by Pub. L. 104–208, set out as a note under section 1679 of this title.
Reference
Citations & Metadata
Citation
15 U.S.C. § 1679i
Title 15 — Commerce and Trade
Last Updated
Apr 3, 2026
Release point: 119-73not60