Title 15 — Commerce and TradeRelease 119-73not60

§6781 Standard of Regulation for Motor Vehicle Rentals

Title 15 › Chapter 93— INSURANCE › Subchapter IV— RENTAL CAR AGENCY INSURANCE ACTIVITIES › § 6781

Last updated Apr 3, 2026|Official source

Summary

For three years starting on November 12, 1999, it is assumed that state law does not require a license, appointment, or training for people who offer or sell insurance that comes with a motor vehicle lease or rental. That rule only applies to rentals of 90 consecutive days or less, and to insurance that lasts no longer than the rental. It does not change any state law, future court decisions about state law, or any final state rules, orders, or bulletins. The term "motor vehicle" has the meaning given in 49 U.S.C. 13102.

Full Legal Text

Title 15, §6781

Commerce and Trade — Source: USLM XML via OLRC

(a)Except as provided in subsection (b), during the 3-year period beginning on November 12, 1999, it shall be a presumption that no State law imposes any licensing, appointment, or education requirements on any person who solicits the purchase of or sells insurance connected with, and incidental to, the lease or rental of a motor vehicle.

(b)No provision of this section shall be construed as altering the validity, interpretation, construction, or effect of—

(1)any State statute;

(2)the prospective application of any court judgment interpreting or applying any State statute; or

(3)the prospective application of any final State regulation, order, bulletin, or other statutorily authorized interpretation or action,

(c)This section shall apply with respect to—

(1)the lease or rental of a motor vehicle for a total period of 90 consecutive days or less; and

(2)insurance which is provided in connection with, and incidentally to, such lease or rental for a period of consecutive days not exceeding the lease or rental period.

(d)For purposes of this section, the term “motor vehicle” has the same meaning as in section 13102 of title 49.

Reference

Citations & Metadata

Citation

15 U.S.C. § 6781

Title 15 — Commerce and Trade

Last Updated

Apr 3, 2026

Release point: 119-73not60